Chad Creech
$375,0004 bd2 ba1,684 sqft$223 /sqft$2,879 /mo all-in ↓

2840 WADEVIEW LOOP, ST CLOUD, FL, 34769

Active1 days on marketListed Jul 11, 2026MLS #S5153559

WaterfrontSingle Family ResidencePINEWOOD GARDENS

About this home

2840 WADEVIEW LOOP

MOTIVATED SELLER!!!!! BEAUTIFULL 4 BEDROOMS 2 BATHS HOME IN THE GROWING AREA OF SAINT CLOUD. THIS HOME IS LOCATED IN A FAST-GROWING AREA, WITH SHOPPING, SUPERMARKETS, DINING, FLORIDA TURNPIKE AND THE HIGHLY ANTICIPATED LAGOON COMING SOON TO THE AREA. ENJOY SPACIOUS BEDROOMS, THE KITCHEN IS DESIGNATED FOR BOTH STYLE AND FUNCTIONALITY. OPEN CONCEPT LAYOUT FOR YOUR ENJOYMENT. THE SCREENED BACK PORCH IS THE PERFECT AREA FOR THE MORNING COFFEE OR JUST TO SEAT AND ENJOY THE LAKE VIEW.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,684

Sqft

0.19 ac

Lot size

2

Garage

2019

Year built

One

Levels

$223

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOther · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorNone

Community & fees

HOA fee$46/mo
Taxes (2025)$3,592/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,879 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$299
HOA fee — from the listing$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,879/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$299
HOA / condo fee$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $412,156 · range $388K$424K$441K

vs edgeAI estimate

−9%

$/sqft vs St Cloud actives

$223 vs $217

Days on market

1 vs 33 typical

Where $223/sqft sits among the 400 St Cloud actives

98
134 · this home
87
38
15
28
$156–191$191–226$226–261$261–295$295–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinewood Gardens

Map of 2840 WADEVIEW LOOP inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)32 min
Universal Orlando35 min
Downtown Orlando37 min
Walt Disney World41 min

Get to know St Cloud. See the full St Cloud guide →

Pinewood Gardens — neighborhood snapshot

Population

1,383

Median age

35

Median income

$44,638

Median home value

$324,400

Avg household

3

Households w/ children

161

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

198 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 11, 2026Listed at $375,000 · 1 days on market since
2019Built · PINEWOOD GARDENS

Reality check

What actually sold near 2840 WADEVIEW LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2620 WADEVIEW LOOPSold · May ’26

$375,000

2620 WADEVIEW LOOP · same community

4 bd · 2 ba · 1,684 sqft · $223/sqft · 74 DOM

2491 WADEVIEW LOOPSold · Nov ’25

$372,000

2491 WADEVIEW LOOP · same community

3 bd · 2 ba · 1,614 sqft · $230/sqft · 101 DOM

2330 WADEVIEW LOOPSold · Mar ’26

$365,000

2330 WADEVIEW LOOP · same community

3 bd · 2 ba · 1,479 sqft · $247/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2840 WADEVIEW LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2840 WADEVIEW LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2840 WADEVIEW LOOP FAQs

What would the monthly payment be for 2840 WADEVIEW LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,879/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2840 WADEVIEW LOOP?+

The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2840 WADEVIEW LOOP?+

The most recent tax bill on record (2025) was $3,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2840 WADEVIEW LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2840 WADEVIEW LOOP?+

Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DGL REALTY, LLC · Ursula Santana. MLS #S5153559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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