108 PLANTATION LANE, WAVERLY, FL, 33877
Active7 days on marketListed Jul 29, 2026MLS #A4701411
About this home
108 PLANTATION LANE
Vacant 2-bedroom, 1-bath home ready for a complete renovation. The interior has been gutted, providing a blank canvas for your vision. Roof is approximately 15 years old, and at least two windows are broken. Great opportunity for investors or rehabbers looking to restore and add value.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
846
Sqft
0.19 ac
Lot size
1950
Year built
One
Levels
$89
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$659 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$659/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−51%
Days on market
7 vs 2 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waverly
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Waverly. See the full Waverly guide →
WAVERLY 33877 — neighborhood snapshot
Population
302
Median age
59.4
Median income
$78,259
Median home value
$189,100
Avg household
1.27
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Waverly market
$220K → $230K
Waverly median sold, yr/yr
Median sold price, Waverly, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the WAVERLY 33877 median. See the full Waverly market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 PLANTATION LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$89,000
219 W NORTHSIDE DRIVE · same community
3 bd · 1 ba · 912 sqft · $98/sqft · 26 DOM
Sold · Mar ’26$203,500
128 WOODLAWN AVENUE
2 bd · 1 ba · 806 sqft · $252/sqft · 9 DOM
Sold · Jul ’26$199,900
610 2ND AVENUE
2 bd · 1 ba · 960 sqft · $208/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 108 PLANTATION LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 PLANTATION LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 PLANTATION LANE FAQs
What would the monthly payment be for 108 PLANTATION LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $659/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 PLANTATION LANE?+
The most recent tax bill on record (2025) was $297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Waverly?+
At $75,000, this home is listed about 64% below the Waverly median of $210,000. The market section on this page shows how the area is trending.
Which schools are assigned to 108 PLANTATION LANE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4701411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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