Chad Creech
$630,0004 bd2 ba2,186 sqft$288 /sqft$4,250 /mo all-in ↓

1036 OAK MEADOW LANE, OSPREY, FL, 34229

Active3 days on marketListed Jul 31, 2026MLS #A4701532

Single Family ResidenceRIVENDELL, UNIT 3-A

About this home

1036 OAK MEADOW LANE

Completely renovated St. Charles floor plan in the highly desirable Woodlands community of Rivendell. You must see to believe the upgrades! Just half a block to the community pool and less than five minutes to the renowned Pine View School for the intellectually gifted.Enjoy stunning brand-new granite countertops in the kitchen and bathrooms, plus beautiful ceramic tile flooring throughout the entire home for easy durability and maintenance. Gain total peace of mind with a new tile roof installed in 2023 and a new air conditioning system from 2024, making this home truly move-in ready. Located just minutes from world-famous Gulf beaches, shopping, and entertainment, this property features low HOA fees and an unbeatable location.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,186

Sqft

0.24 ac

Lot size

2

Garage

2001

Year built

One

Levels

$288

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2025)$4,011/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,250 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$334
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,250/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$334
HOA / condo fee$120
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $630K
$462KedgeAI estimate $500,078 · range $482K$511K$655K

vs edgeAI estimate

+26%

$/sqft vs Osprey actives

$288 vs $338

Days on market

3 vs 92 typical

Where $288/sqft sits among the 90 Osprey actives

37 · this home
33
11
3
1
5
$188–313$313–439$439–565$565–690$690–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rivendell

Map of 1036 OAK MEADOW LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Rivendell — neighborhood snapshot

Population

1,379

Median age

60

Median income

$102,449

Median home value

$618,500

Avg household

2

Households w/ children

158

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$723K$817K

Osprey median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

49 of 90

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $630,000 · 3 days on market since
2001Built · RIVENDELL, UNIT 3-A

Reality check

What actually sold near 1036 OAK MEADOW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1036 OAK MEADOW LNSold · Apr ’26

$500,000

1036 OAK MEADOW LN · same community

4 bd · 2 ba · 2,186 sqft · $229/sqft · 137 DOM

467 INGRES DRIVESold · Apr ’26

$540,000

467 INGRES DRIVE

4 bd · 3.5 ba · 2,164 sqft · $250/sqft · 41 DOM

15001 SHADY PALMS LANESold · Sep ’25

$499,450

15001 SHADY PALMS LANE

4 bd · 3.5 ba · 2,138 sqft · $234/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1036 OAK MEADOW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1036 OAK MEADOW LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1036 OAK MEADOW LANE FAQs

What would the monthly payment be for 1036 OAK MEADOW LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,250/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1036 OAK MEADOW LANE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1036 OAK MEADOW LANE?+

The most recent tax bill on record (2025) was $4,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1036 OAK MEADOW LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $630,000, this home is listed about 9% below the Osprey median of $694,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1036 OAK MEADOW LANE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$630,000 runs 27% above the OSPREY 34229 median.

02Fresh on the market

Only 3 days on market in a Osprey market that averages 92 — if it fits, move quickly.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Curtis Andrews. MLS #A4701532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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