Chad Creech
$199,0002 bd2 ba1,030 sqft$193 /sqft$1,450 /mo all-in ↓

3603 41ST STREET W UNIT 3603, BRADENTON, FL, 34205

Active1 days on marketListed Aug 10, 2026MLS #A4702076

CondominiumCORTEZ VILLAS CONDO 12 PH B

About this home

3603 41ST STREET W UNIT 3603

UPDATED, TURNKEY & OFFERED AT $199,000 — JUST 5 MILES FROM THE BEACH! Welcome to easy Florida living in this beautifully updated 2-bedroom, 2-bath villa offering approximately 1,030 sq. ft. in the desirable 55+ community of Cortez Villas. Ideally located directly across from the community pool and clubhouse, this move-in-ready villa delivers an exceptional combination of updates, convenience and value. Step inside to a bright, inviting interior featuring luxury vinyl flooring and stylish new furnishings throughout. The refreshed kitchen features new countertops, updated cabinet doors and new appliances, plus a new stackable washer and dryer conveniently located in the kitchen. The comfortable floor plan offers generous living space and two well-sized bedrooms. The primary suite includes a private bath and spacious walk-in closet. Outside, new pavers provide another attractive improvement already completed for the next owner. Best of all, this villa is being sold TURNKEY, making it an ideal full-time residence or seasonal Florida getaway. Bring your suitcase and start enjoying it from day one! With the pool and clubhouse just steps from your door, Gulf beaches approximately 5 miles away, and shopping, dining and everyday conveniences nearby, the location is hard to beat. Updated. Turnkey. Close to the beach. Across from the pool and clubhouse. And offered at just $199,000. Why take on the expense and hassle of updating and furnishing another property when it's already been done for you? Schedule your private showing and discover the value and easy Florida lifestyle waiting for you at Cortez Villas!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,030

Sqft

1.79 ac

Lot size

1980

Year built

One

Levels

$193

Per sqft

Garden viewTurnkey55+ community

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGarden
FacesWest
ParkingAssigned · Guest · On Street
ExteriorIrrigation System · Lighting · Private Entrance

Community & fees

Taxes (2025)$371/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,450 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,450/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $199K
$158KedgeAI estimate $170,160 · range $164K$180K$207K

vs edgeAI estimate

+16.9%

$/sqft vs Bradenton actives

$193 vs $245

Days on market

1 vs 55 typical

Where $193/sqft sits among the 400 Bradenton actives

116 · this home
108
79
45
22
30
$124–193$193–263$263–332$332–401$401–470$470+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Villages Of Lakeside

Map of 3603 41ST STREET W UNIT 3603 inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Villages Of Lakeside — neighborhood snapshot

Population

1,314

Median age

53

Median income

$52,399

Median home value

$236,676

Avg household

2

Households w/ children

78%

For the school run

Manatee County School District

ElementaryRobert H. Prine Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

226 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $199,000 · 1 days on market since
1980Built · CORTEZ VILLAS CONDO 12 PH B

Reality check

What actually sold near 3603 41ST STREET W UNIT 3603

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3704 39TH STREET W UNIT 23Sold · Mar ’26

$148,500

3704 39TH STREET W UNIT 23 · same community

2 bd · 2 ba · 1,030 sqft · $144/sqft · 77 DOM

5108 26TH STREET COURT WSold · Feb ’26

$240,000

5108 26TH STREET COURT W

2 bd · 2 ba · 1,026 sqft · $234/sqft · 84 DOM

5068 RED OAK PLACESold · Oct ’25

$150,000

5068 RED OAK PLACE

2 bd · 2 ba · 1,016 sqft · $148/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3603 41ST STREET W UNIT 3603 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3603 41ST STREET W UNIT 3603 — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3603 41ST STREET W UNIT 3603 FAQs

What would the monthly payment be for 3603 41ST STREET W UNIT 3603?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,450/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3603 41ST STREET W UNIT 3603?+

The most recent tax bill on record (2025) was $371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3603 41ST STREET W UNIT 3603?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $199,000, this home is listed about 49% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3603 41ST STREET W UNIT 3603?+

Robert H. Prine Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Mauri Blefeld. MLS #A4702076.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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