10209 COCOA BEACH STREET, PORT CHARLOTTE, FL, 33981
Active8 days on marketListed Aug 8, 2026MLS #A4702470
About this home
10209 COCOA BEACH STREET
Pre-Construction. To be built. Experience the ultimate in custom luxury living with this exclusive to-be-built package at 10209 Cocoa Beach, pairing a prime building lot with the magnificent Boca Bay model. Skip the compromises of resale and secure your dream home, offered as a complete lot and build package for $575,000, with the option to construct this stunning residence on your own land as well for $540,000. Designed with a grand and airy split open floor plan, the home showcases breathtaking 12 foot 8 inch ceilings throughout, enhanced by a dramatic 2 foot tray ceiling in the living room. Seamlessly blend indoor and outdoor living with 10 foot tall, 90 degree pocket sliding doors that open the main living space to the rear lanai. The chef-inspired kitchen serves as a true culinary centerpiece, featuring 42 inch upper cabinetry, a striking copper farmhouse sink, and a gorgeous oversized island, all complemented by durable whitewashed plank floor tile running continuously throughout the entire residence. Retreat to the private master suite featuring an expansive 14 foot wide walk-in shower, while secondary baths impress with sophisticated stone floor tile and full tile-to-the-ceiling surrounds, including a convenient walk-in shower in the dedicated pool bath. Tailor your backyard oasis with custom pool packages starting at $79,000, and enjoy a build timeline of approximately 12 to 14 months from lot closing and contract execution. Additional floor plans and bespoke customization options are available upon request to perfectly suit your lifestyle. Photography and visual media are of a model home, which may display optional finishes and designer upgrades not included in the standard base pricing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,270
Sqft
0.23 ac
Lot size
3
Garage
2027
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,557 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,557/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
$/sqft vs PORT CHARLOTTE SEC 085
$253 vs $198
Days on market
8 vs 59 typical
Where $253/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 085
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 12
PORT CHARLOTTE SEC 085 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1374% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10209 COCOA BEACH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$384,000
13273 GALVESTON AVENUE · same community
4 bd · 3 ba · 2,265 sqft · $170/sqft · 146 DOM
Sold · Oct ’25$915,000
10029 BOYLSTON STREET · same community
3 bd · 3 ba · 2,290 sqft · $400/sqft · 30 DOM
Sold · Jul ’26$256,500
10512 VAN WYCK TERRACE · same community
4 bd · 2 ba · 2,327 sqft · $110/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 10209 COCOA BEACH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10209 COCOA BEACH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10209 COCOA BEACH STREET FAQs
What would the monthly payment be for 10209 COCOA BEACH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,557/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10209 COCOA BEACH STREET?+
The most recent tax bill on record (2025) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $575,000, this home is listed about 74% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10209 COCOA BEACH STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHITE SANDS REALTY GROUP FL · Brittany Brighenti. MLS #A4702470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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