Chad Creech
$435,0003 bd2 ba1,552 sqft$280 /sqft$3,259 /mo all-in ↓

, VERO BEACH, FL, 32962

Active44 days on marketListed Jun 5, 2026MLS #B26037693

Single Family ResidencePINECREST SUB UNIT 1

About this home

Amazing location! Move-in-ready 3BR/2BA home with 2,250 total sq. ft. (1,552 under air) on a spacious 0.33-acre lot. Located on a quiet no-outlet street with no HOA, this property features a large driveway, 2-car garage, fenced yard, and oversized gated access for RV, boat, or trailer storage. Mature trees provide shade and privacy. Three sliding glass doors, large windows, and a bay window fill the home with natural light. New roof in 2025. Less than 5 miles from Vero Beach beaches, restaurants, shopping, schools, parks, medical facilities, and more.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,552

Sqft

0.33 ac

Lot size

2

Garage

1987

Year built

1

Levels

$280

Per sqft

Garden viewPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorPantry · Pull Down Stairs · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Paddle Fans
HeatingCentral

Outside & construction

RoofMetal · Metal Roof
ConstructionFrame · Frame With Stucco
ViewGarden
FacesWest
Parking2 Or More Spaces · Parking Garage
ExteriorOutdoor Shower

Community & fees

Taxes (2025)$4,152/yr
PetsYes
CommunityPrivate Roads

Utilities & systems

UtilitiesElectricity Connected · Septic · Sewer Connected · Water Connected · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,259 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,259/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$313KedgeAI estimate $341,274 · range $326K$346K$452K

vs edgeAI estimate

+27.5%

$/sqft vs Vero Beach actives

$280 vs $245

Days on market

44 vs 30 typical

Where $280/sqft sits among the 400 Vero Beach actives

231
86 · this home
27
12
14
30
$137–263$263–390$390–516$516–642$642–768$768+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinecrest

Map of  inside its neighborhood boundary

Get to know Vero Beach. See the full Vero Beach guide →

Pinecrest — neighborhood snapshot

Population

735

Median age

46

Median income

$111,125

Median home value

$334,700

Avg household

4

Households w/ children

31%

For the school run

Indian River County School District

MiddleOslo Middle School★★★★★
ElementaryCitrus Elementary School★★★★★
HighVero Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$330K$412K

Vero Beach median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

60 of 400

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the VERO BEACH 32962 median. See the full Vero Beach market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $435,000 · 44 days on market since
1987Built · PINECREST SUB UNIT 1

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Sep ’25

$350,000

Nearby listing · same community

3 bd · 2 ba · 1,778 sqft · $197/sqft · 201 DOM

2145 5TH STREETSold · May ’26

$345,000

2145 5TH STREET

3 bd · 2 ba · 1,507 sqft · $229/sqft · 0 DOM

720 2nd Pl SW, Vero Beach FL 32962Sold · Apr ’26

$319,900

720 2nd Pl SW, Vero Beach FL 32962

3 bd · 2 ba · 1,463 sqft · $219/sqft · 383 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $4,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $435,000, this home is listed about 30% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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