523 VIA CINTIA, PUNTA GORDA, FL, 33950
Active143 days on marketListed Mar 16, 2026MLS #C7522234
About this home
523 VIA CINTIA
PUNTA GORDA ISLES! PRICED TO SELL! UPGRADED WATERFRONT HOME WITH QUICK POWERBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF IN 15 MINUTES OR LESS! ARGUABLY THE BEST AND LOWEST PRICE IN PGI! Nestled at the end of a quiet street with 82’ of water frontage with a concrete dock complete with water and electric plus a 10,000 lb lift. As you arrive, a courtyard entry greets you, a versatile space with potential. Step inside, and you're met with a remodeled, open layout featuring updated flooring and modern light fixtures creating a welcoming space for comfortable living. The updated kitchen has white cabinetry that pairs perfectly with granite countertops and backsplash, stainless steel appliances, and an oversized island overlooking the living and dining areas making this space as functional as it is beautiful. The primary suite offers direct access to the enclosed lanai and an ensuite bath with an updated vanity and frameless glass walk-in shower. Split floor plan ensures privacy, with a guest bedroom and an updated guest bath featuring another elegant frameless tile walk-in shower. The enclosed lanai, or Florida room includes updated tile flooring, sliders and windows on all sides, creating an abundance of light perfect for relaxing or entertaining. Step out to the backyard, where there’s plenty of room to design your dream pool. Beyond the yard, you’ll find two private docks, one with a 10,000 lb. boat lift equipped with water and electric. Whether you’re an avid boater, a fishing enthusiast, or simply love soaking in sunsets over the water, this space is your personal slice of tranquility. Located in a popular golf and boating community close to St. Andrews South Golf Club, The Yacht Club, Fishermen’s Village, award-winning fishing, beautiful parks, walking and biking paths, fine dining, shopping and downtown historic Punta Gorda with community events and entertainment. Don’t miss the opportunity to make this fabulous home your new snowbird retreat or permanent residence. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,507
Sqft
0.22 ac
Lot size
2
Garage
1971
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,023 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,023/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.2%
$/sqft vs PUNTA GORDA ISLES SEC 07
$237 vs $313
Days on market
143 vs 60 typical
Where $237/sqft sits among the 6 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
1 of 6
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 VIA CINTIA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$400,000
820 SANTA MARGERITA LANE · same community
2 bd · 2 ba · 1,551 sqft · $258/sqft · 181 DOM
Sold · Jun ’26$359,900
1610 APPIAN DRIVE · same community
3 bd · 2 ba · 1,396 sqft · $258/sqft · 157 DOM
Sold · Jan ’26$281,000
1415 COLUMBIAN DRIVE · same community
3 bd · 2 ba · 1,680 sqft · $167/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 523 VIA CINTIA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 VIA CINTIA — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
523 VIA CINTIA FAQs
What would the monthly payment be for 523 VIA CINTIA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 523 VIA CINTIA?+
The most recent tax bill on record (2025) was $7,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $357,000, this home is listed about 4% above the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 523 VIA CINTIA?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$357,000 runs 33% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7522234.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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