Chad Creech
$464,9004 bd3 ba2,088 sqft$223 /sqft$3,406 /mo all-in ↓

41300 DIXIE AVENUE, UMATILLA, FL, 32784

Active1 days on marketListed Aug 7, 2026MLS #G5115858

Private poolSingle Family ResidenceSILVER BEACH HEIGHTS

About this home

41300 DIXIE AVENUE

Virtually Staged. Welcome to this one-of-a-kind Spanish-style home offering the perfect blend of character, space, and functionality. This home sits on a beautifully landscaped corner lot spanning over one-third of an acre, this 4-bedroom, 3-full bathroom home also features two primary suites and a versatile bonus room that can serve as a home office, second living area, playroom, or whatever best fits your lifestyle. Inside, you'll find generously sized bedrooms throughout, along with new luxury vinyl plank flooring and new carpet. The spacious primary suite is a true retreat, featuring a massive walk-in closet, an oversized bathroom with a jacuzzi tub and separate shower, and double doors leading directly to the pool area. Designed for both entertaining and everyday living, the backyard is an oasis. Enjoy the beautiful swimming pool, a custom fish pond, and an expansive screened-in porch with over 800 square feet of covered outdoor living space, providing plenty of room for dining, relaxing, and gathering with family and friends. The fully fenced backyard also offers exceptional storage and flexibility with a large storage shed and gated side parking ideal for boats, RVs, trailers, or additional vehicles. A circular driveway and attached two-car garage provide ample parking for guests and everyday convenience. Major updates include a 2023 roof, newer AC, newer water heater, updated flooring throughout, and a completely remodeled kitchen, there is also a 1-year warranty paid by the seller to give extra peace of mind to the new owner. Located in the desirable Silver Beach Heights community with no HOA, residents enjoy exclusive access to a private, gated community beach on the lake, offering a rare waterfront amenity without the restrictions of an HOA. If you've been searching for a home with character, generous living space, modern updates, and room for all your toys, this unique property checks every box. Minutes from town, 20 minutes to Mount Dora, an hour to Orlando, Daytona Beach, and Ocala.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,088

Sqft

0.38 ac

Lot size

2

Garage

1980

Year built

One

Levels

$223

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingCircular Driveway · Garage Door Opener · Garage Faces Side
ExteriorStorage

Community & fees

Taxes (2025)$3,641/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,406 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,272Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,272
Interest rate6.00%
Loan term

Estimated payment

$3,406/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$303
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of 41300 DIXIE AVENUE

Drive times from this address

Downtown Orlando61 min
Universal Orlando65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$332K$312K

Umatilla median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $464,900 · 1 days on market since
1980Built · SILVER BEACH HEIGHTS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 41300 DIXIE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 41300 DIXIE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

41300 DIXIE AVENUE FAQs

What would the monthly payment be for 41300 DIXIE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 41300 DIXIE AVENUE?+

The most recent tax bill on record (2025) was $3,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 41300 DIXIE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $464,900, this home is listed about 24% above the Umatilla median of $374,500. The market section on this page shows how the area is trending.

Which schools are assigned to 41300 DIXIE AVENUE?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$464,900 runs 50% above the UMATILLA 32784 median — but at 2,088 sqft it's also 25% larger than the typical Umatilla listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Umatilla market that averages 54 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Alexis Gibson. MLS #G5115858.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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