475 PINE LOOP, FROSTPROOF, FL, 33843
Active104 days on marketListed Apr 6, 2026MLS #L4960874
About this home
475 PINE LOOP
Welcome to Lily Lake Golf & RV Resort — one of Central Florida’s most desirable 55+ communities offering relaxed, amenity-rich living. This well-maintained mobile home features a functional, easy-flow layout with inviting living spaces, abundant natural light, and a comfortable, move-in-ready feel throughout. The kitchen offers ample cabinetry and opens seamlessly to the main living area, making everyday living and entertaining simple. The home also offers added flexibility with an expanded layout designed to maximize usability. A bonus flex room is currently being utilized as a second bedroom and could easily be converted into a permanent second bedroom with minimal effort, providing additional space for guests, hobbies, or a home office. Step out to the screened-in lanai — a true Florida staple — perfect for morning coffee or unwinding in the evenings without the bugs. ?? Bonus Features That Add Real Value: Golf cart included for easy community access Portable Generac generator for added peace of mind Low-maintenance living in a quiet, friendly setting Whether you're looking for a seasonal escape or full-time residence, this home delivers affordability, comfort, and lifestyle in a sought-after golf community. Buyer to verify all measurements and square footage. The current layout reflects modifications made by the seller and may differ from original recorded square footage.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
845
Sqft
0.07 ac
Lot size
1996
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22%
$/sqft vs Frostproof actives
$129 vs $200
Days on market
104 vs 48 typical
Where $129/sqft sits among the 56 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Drive times from this address
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
26 of 56
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 475 PINE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$132,000
606 VILLAGE BOULEVARD
2 bd · 2 ba · 864 sqft · $153/sqft · 165 DOM
Sold · Jul ’25$165,000
263 N BIG PINE AVENUE N
2 bd · 2 ba · 864 sqft · $191/sqft · 49 DOM
Sold · Apr ’26$120,000
374 GRACIE AVENUE N
2 bd · 2 ba · 864 sqft · $139/sqft · 453 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 475 PINE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 475 PINE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
475 PINE LOOP FAQs
What would the monthly payment be for 475 PINE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,186/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 475 PINE LOOP?+
The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 475 PINE LOOP?+
The most recent tax bill on record (2025) was $1,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 475 PINE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $109,000, this home is listed about 60% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 475 PINE LOOP?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Don Jerue. MLS #L4960874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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