762 PINE SHORES CIRCLE, NEW SMYRNA BEACH, FL, 32168
Active4 days on marketListed Aug 7, 2026MLS #NS1088945
About this home
762 PINE SHORES CIRCLE
Welcome to 762 Pine Shores Circle, a beautifully remodeled canal-front residence nestled in Pine Island in New Smyrna Beach, the beautiful beach town known for its coastal charm, laid-back lifestyle, and endless outdoor recreation. From the moment you arrive, you’ll appreciate the thoughtful updates, fresh interior and exterior paint, and exceptional waterfront setting. Bring your kayaks, paddle boat, or small flats boat and enjoy easy canal access, peaceful water views, and the rare opportunity to fish right from your own backyard. This home has been extensively improved, including hurricane-rated windows installed in 2022, A/C replaced in 2021, a complete new roof in 2025, an updated electrical panel, and an 18 kW Generac whole-home generator. Located in the golf-cart-friendly Pine Island neighborhood with a low HOA, this home puts you minutes from everything that makes New Smyrna Beach special—Hidden Lakes Golf Course is approximately a 1-minute drive away, while historic Canal Street is just about a 5-minute golf cart ride, offering charming boutiques, local dining, galleries, and entertainment. Cruise with ease toward the North Causeway or Flagler Avenue, with the beautiful beaches of New Smyrna Beach approximately 10–15 minutes away. Whether you’re enjoying a quiet morning by the canal, heading out on the water, taking the golf cart downtown for dinner, or spending the afternoon at the beach, this exceptional property offers the perfect combination of waterfront living, modern updates, convenience, and the unmistakable charm of New Smyrna Beach. Bring your boat, bring your golf cart, and come experience life in Pine Island—one of New Smyrna Beach’s most desirable coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.14 ac
Lot size
2
Garage
1988
Year built
One
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,882 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,882/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs New Smyrna Beach actives
$339 vs $368
Days on market
4 vs 68 typical
Where $339/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Fairway — neighborhood snapshot
Population
3,426
Median age
60
Median income
$57,702
Median home value
$245,120
Avg household
2
Households w/ children
134
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 762 PINE SHORES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$255,000
704 SKY TREE COURT · same community
2 bd · 2 ba · 1,125 sqft · $227/sqft · 356 DOM
Sold · Sep ’25$285,000
706 SKY TREE COURT · same community
2 bd · 2 ba · 1,276 sqft · $223/sqft · 91 DOM
Sold · Oct ’25$264,900
832 PINE SHORES CIRCLE · same community
3 bd · 2 ba · 1,336 sqft · $198/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 762 PINE SHORES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 762 PINE SHORES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
762 PINE SHORES CIRCLE FAQs
What would the monthly payment be for 762 PINE SHORES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,882/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 762 PINE SHORES CIRCLE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 762 PINE SHORES CIRCLE?+
The most recent tax bill on record (2025) was $2,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 762 PINE SHORES CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $390,000, this home is listed about 24% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 762 PINE SHORES CIRCLE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Fresh on the market
Only 4 days on market in a New Smyrna Beach market that averages 68 — if it fits, move quickly.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Emily Van Doorn. MLS #NS1088945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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