108 VIA ROMA, ORMOND BEACH, FL, 32174
Active91 days on marketListed Apr 20, 2026MLS #O6400734
About this home
108 VIA ROMA
One or more photo(s) has been virtually staged. Move-in ready and beautifully maintained, this 3-bedroom, 2-bath home offers comfort, style, and low-maintenance living in a desirable gated community. Enjoy peaceful views from the covered screened lanai, perfectly situated across from the pond for a relaxing outdoor setting. Inside, the home features elegant hardwood flooring, crown molding throughout, plantation shutters, and impressive double tray ceilings that enhance the spacious feel. The kitchen is thoughtfully designed with soft-close wood cabinetry, decorative crown molding, overhead cabinet lighting, granite countertops, and a large pantry, making it both functional and attractive for everyday living and entertaining. Additional exterior upgrades include an S-tile roof, brick paver driveway, and gutters, adding to the home’s curb appeal and durability. The HOA provides exceptional value by including gated entry, beautifully landscaped common areas, lawn maintenance, and irrigation water, so you can enjoy a well-kept yard without the hassle of mowing or paying to water on a meter. Conveniently located near major highways, the beach, shopping, the airport, the speedway, hospitals, and restaurants, this home combines an ideal location with easy living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,092
Sqft
0.18 ac
Lot size
2
Garage
2017
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,557 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,557/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Ormond Beach actives
$215 vs $236
Days on market
91 vs 41 typical
Where $215/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$32,719/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Ormond Beach rental listing data — this home’s rate depends on size, condition and furnishing.
The Ormond Beach short-term market
▼ Softening42%
Occupancy
▼ 31% yr/yr
$253
Avg nightly rate
▲ 8% yr/yr
$24K/yr
Revenue per listing
$110
RevPAR
72 days
Booking lead time
6.4 nights
Avg stay
10
Typical min nights
525
Active rentals
▼ 6% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 31% in Nov
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Ormond Beach — the projection above is specific to this home’s size.
Where it sits
Inside Tuscany
Tuscany is a short-term-rental community. See the full guide →
Tuscany — neighborhood snapshot
Population
293
Median age
64
Median income
$82,813
Median home value
$485,600
Avg household
2
Households w/ children
20%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 VIA ROMA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$580,000
1531 HAWKESBURY COURT · same community
4 bd · 2 ba · 2,141 sqft · $271/sqft · 9 DOM
Sold · Feb ’26$650,000
8049 Lemon Serpentine Lane, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 1,972 sqft · $330/sqft · 55 DOM
Sold · Jun ’26$659,990
1674 VICTORIA WAY · same community
4 bd · 2.5 ba · 2,239 sqft · $295/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 108 VIA ROMA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 VIA ROMA — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 VIA ROMA FAQs
What would the monthly payment be for 108 VIA ROMA?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,557/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 VIA ROMA?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 VIA ROMA?+
The most recent tax bill on record (2025) was $4,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 108 VIA ROMA be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 108 VIA ROMA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $448,900, this home is listed about 6% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 108 VIA ROMA?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$448,900 runs 12% above the ORMOND BEACH 32174 median.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
91 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA PRESTIGIOUS HOMES INC · Ian Trumbach. MLS #O6400734.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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