Chad Creech
$624,0004 bd3 ba2,627 sqft$238 /sqft$4,885 /mo all-in ↓

3355 SCHOOLHOUSE ROAD, HARMONY, FL, 34773

Active1 days on marketListed Jul 30, 2026MLS #O6429602

Private poolSingle Family ResidenceBIRCHWOOD NBHD C2

About this home

3355 SCHOOLHOUSE ROAD

Auction Property. 4-bedroom, 3 bath 2,627 square foot home on a 10,977 square foot corner lot in golf community Mark Hills in Harmony. Pool not drained-covered, USE CAUTION. It will need repairs but has so much potential. Make it your own. Jump on this great deal before its gone! All buyers are responsible to confirm City, County, Zoning, Tax, and other records to their satisfaction before bidding. No inspection contingencies in contract. Absolutely no repairs before closing. This property is sold As-Is. This is a REO auction property.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,627

Sqft

0.25 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$238

Per sqft

Private poolPets allowed

Inside

FlooringOther
AppliancesNone
InteriorOther
LaundryOther
CoolingOther
HeatingCentral · Other

Outside & construction

RoofOther · Shingle
ConstructionStucco
FoundationOther
FacesNorth
ExteriorOther

Community & fees

HOA fee$100/mo
Taxes (2025)$12,282/yr
PetsYes
CommunityGolf · Playground

Utilities & systems

UtilitiesSewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,885 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,367
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$1,024
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,400
Interest rate6.00%
Loan term

Estimated payment

$4,885/mo

Principal & interest$3,367
PMI (est., until 20% equity)$234
Property taxes (actual bill)$1,024
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Harmony

Map of 3355 SCHOOLHOUSE ROAD inside its neighborhood boundary

Drive times from this address

Universal Orlando45 min
Orlando Int’l Airport (MCO)46 min
Downtown Orlando46 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Harmony. See the full Harmony guide →

Harmony — neighborhood snapshot

Population

3,988

Median age

37

Median income

$78,260

Median home value

$354,100

Avg household

3

Households w/ children

524

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Harmony market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$412K$385K

Harmony median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the HARMONY 34773 median. See the full Harmony market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $624,000 · 1 days on market since
2015Built · BIRCHWOOD NBHD C2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3355 SCHOOLHOUSE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3355 SCHOOLHOUSE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3355 SCHOOLHOUSE ROAD FAQs

What would the monthly payment be for 3355 SCHOOLHOUSE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,885/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3355 SCHOOLHOUSE ROAD?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3355 SCHOOLHOUSE ROAD?+

The most recent tax bill on record (2025) was $12,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3355 SCHOOLHOUSE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Harmony?+

At $624,000, this home is listed about 58% above the Harmony median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3355 SCHOOLHOUSE ROAD?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$624,000 runs 97% above the HARMONY 34773 median — but at 2,627 sqft it's also 38% larger than the typical Harmony listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Harmony market that averages 69 — if it fits, move quickly.

04Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALHOME SERVICE & SOLUTIONS INC · Andrea Butcher. MLS #O6429602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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