10202 SW 41ST TERRACE, OCALA, FL, 34476
Active42 days on marketListed Jun 24, 2026MLS #OM727198
About this home
10202 SW 41ST TERRACE
Custom Pool & Spa Home in Ocala Waterway Estates. Nestled on a quiet cul-de-sac in one of Ocala's most desirable communities, this custom-built 2018 residence offers an exceptional blend of space, comfort, and Florida luxury living. Boasting 3,586 square feet of living space and 4,263 square feet under roof, this meticulously maintained home features 4 bedrooms, 3 full bathrooms, a dedicated office, and thoughtfully designed living areas ideal for both everyday living and entertaining. Upon entering, you'll appreciate the home's spacious layout, abundant natural light, and quality craftsmanship throughout. Tile flooring extends through the main living areas, while the bedrooms provide added warmth and comfort with carpeting. The chef's kitchen is designed to impress, featuring beautiful stone countertops, abundant cabinetry, a spacious center island that combines style and functionality, and a convenient breakfast bar perfect for casual dining and entertaining. With generous prep space and a thoughtful layout, this kitchen is equally suited for everyday living and hosting family and friends. The private office provides an ideal space for working from home, managing household affairs, or creating a quiet retreat. The spacious primary suite serves as a relaxing sanctuary, while the additional bedrooms and bathrooms offer comfort and privacy for family and guests alike. An inside laundry room adds everyday convenience and functionality. Step outside and discover your own backyard oasis. The screened lanai showcases a sparkling saltwater pool and relaxing spa, creating the perfect setting for year-round enjoyment. Whether you're entertaining guests, enjoying a peaceful evening soak, or spending weekends poolside, this outdoor living space is designed to embrace the Florida lifestyle. The pool and spa are equipped with a smart automation system, allowing owners to control and monitor key pool functions from their mobile device. The partially fenced backyard provides added privacy while maintaining an open and inviting atmosphere. Outdoor enthusiasts will appreciate the home's prime location just minutes from the Florida Horse Park, Shangri-La Trailhead and Campground, and the Florida Trail 49th Avenue Trailhead, offering convenient access to miles of scenic hiking, horseback riding, and mountain biking trails. Shopping, dining, and everyday conveniences are also within easy reach. Rarely does a home combining this level of space, quality, and location become available in Ocala Waterway Estates. Schedule your private showing today and experience everything this exceptional property has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,586
Sqft
0.5 ac
Lot size
2
Garage
2018
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,452 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,452/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCALA WATERWAY ESTATE
$183 vs $175
Days on market
42 vs 49 typical
Where $183/sqft sits among the 16 homes for sale in OCALA WATERWAY ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 16
OCALA WATERWAY ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10202 SW 41ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$480,000
4003 SW 102ND PLACE · same community
5 bd · 4 ba · 3,222 sqft · $149/sqft · 21 DOM
Sold · Jul ’26$662,990
3957 SW 113TH PLACE · same community
4 bd · 3 ba · 3,000 sqft · $221/sqft · 103 DOM
Sold · Jul ’26$515,000
3922 SW 115TH STREET · same community
4 bd · 3 ba · 2,666 sqft · $193/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 10202 SW 41ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10202 SW 41ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10202 SW 41ST TERRACE FAQs
What would the monthly payment be for 10202 SW 41ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10202 SW 41ST TERRACE?+
The most recent tax bill on record (2025) was $6,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $655,990, this home is listed about 119% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10202 SW 41ST TERRACE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$655,990 runs 128% above the OCALA 34476 median — but at 3,586 sqft it's also nearly twice the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $660,000, now $655,990 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Cesar Colman, PA. MLS #OM727198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10202 SW 41ST TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →