Chad Creech
$289,9994 bd2.5 ba1,474 sqft$197 /sqft$2,016 /mo all-in ↓

3316 OAKLAND ROAD S, LAKELAND, FL, 33801

Active4 days on marketListed Aug 9, 2026MLS #P4939374

Priced 14% below the Lakeland medianNew constructionManufactured HomeUNRECORDED OAKLAND

About this home

3316 OAKLAND ROAD S

Under Construction. BRAND-NEW 4-BEDROOM MANUFACTURED HOME ON OVERSIZED LOT – NO HOA! Welcome home to brand-new, modern living in Lakeland! This 2026 offers 4 bedrooms, 2.5 bathrooms, and 1,474 sq. ft. of thoughtfully designed open-concept living space. Step inside to an expansive living room (16'2" x 12'10") that flows seamlessly into the dining area and chef’s kitchen. The kitchen features a generous center island with a 36" overhang, walk-in pantry, Sumi Birch shaker cabinetry, a stainless-steel farm sink, and an upgraded appliance package including a side-by-side refrigerator, smooth-top electric range, microwave, and dishwasher. Enjoy sleek, low-maintenance vinyl flooring throughout—no carpet!—complemented by 8-foot flat ceilings, recessed can lighting, and 2-inch mini blinds. The private primary suite offers a spacious retreat (13'0" x 12'10") with a large walk-in closet and an ensuite bath complete with dual China sinks and an upgraded 72-inch fiberglass shower with a glass door. Across the home, three additional bedrooms share a full guest bath, plus a convenient half-bath perfect for guests. A separate dedicated utility/laundry room completes the interior. OSB exterior wrap, Low-E vinyl windows, and an included 2/10 home warranty. Situated in Central Florida’s thriving Lakeland corridor, enjoy freedom from HOA restrictions. Conveniently located with quick access to major routes (I-4, US-98), placing you roughly 40 minutes to Tampa and 50 minutes to Orlando attractions. Minutes from historic downtown Lakeland, local dining, shopping, Lakeland Regional Health, and outdoor recreation at Saddle Creek Park. Schedule your showing today! Ask about 100% Financing with our Preferred Lender.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,474

Sqft

0.43 ac

Lot size

2026

Year built

One

Levels

$197

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock · Concrete Perimeter · Crawlspace · Other
ViewTrees/Woods
FacesSouth
ParkingDriveway · Guest · Off Street
ExteriorOther · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$245/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,016 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,016/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$197 vs $193

Days on market

4 vs 44 typical

Where $197/sqft sits among the 400 Lakeland actives

69
132
102 · this home
52
20
25
$126–160$160–193$193–227$227–260$260–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 3316 OAKLAND ROAD S

Drive times from this address

Walt Disney World41 min
Downtown Tampa46 min
Universal Orlando51 min
Downtown Orlando57 min
Tampa Int’l Airport (TPA)57 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$320K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

215 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

Aug 9, 2026Listed at $289,999 · 4 days on market since
2026Built · UNRECORDED OAKLAND

Reality check

What actually sold near 3316 OAKLAND ROAD S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1111 ENCHANTED DRIVESold · Aug ’25

$274,900

1111 ENCHANTED DRIVE

4 bd · 2 ba · 1,442 sqft · $191/sqft · 1 DOM

1435 COUNTRY RIDGE DRIVESold · Mar ’26

$304,681

1435 COUNTRY RIDGE DRIVE

3 bd · 2 ba · 1,523 sqft · $200/sqft · 64 DOM

2514 JUNGLE STREETSold · Jan ’26

$280,000

2514 JUNGLE STREET

3 bd · 2 ba · 1,396 sqft · $201/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3316 OAKLAND ROAD S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3316 OAKLAND ROAD S — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3316 OAKLAND ROAD S FAQs

What would the monthly payment be for 3316 OAKLAND ROAD S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3316 OAKLAND ROAD S?+

The most recent tax bill on record (2025) was $245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3316 OAKLAND ROAD S?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $289,999, this home is listed about 14% below the Lakeland median of $337,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Lakeland market on paper

$289,999 is 14% below the Lakeland median of $337,900, and at $197/sqft it sits under the Lakeland average of $205.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Lakeland market that averages 44 — if it fits, move quickly.

Listing courtesy of J&T PROPERTY SOLUTIONS GROUP LLC · Jennifer Daniell. MLS #P4939374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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