5036 SHOREWAY LOOP UNIT 20705, ORLANDO, FL, 32819
Active0 days on marketListed Aug 10, 2026MLS #S5155329
About this home
5036 SHOREWAY LOOP UNIT 20705
LUXURY CONDO- FULLY FURNISHED-SHORT-TERM RENTAL APPROVED. Welcome to Vista Cay at Harbor Square, where comfort, style, and convenience come together in one of Central Florida's most desirable locations. Boasting 3 bedrooms, 2 bathrooms, and over 2,000 square feet of thoughtfully designed living space, this beautifully maintained condominium is being sold Fully Furnished and offers an inviting layout that's perfect for a single professional, a young couple, or a growing family. A tiled foyer welcomes you inside, leading to a spacious living and dining area filled with natural light from oversized windows. The well-appointed kitchen is designed for both everyday living and entertaining, featuring rich cherry wood cabinetry, solid stone countertops, a center island with seating, stainless steel appliances, and plenty of storage. The private primary suite offers a peaceful retreat with a generous walk-in closet and a luxurious en-suite bathroom complete with dual vanities, a relaxing soaking tub, and a large walk-in shower. Two additional bedrooms, a guest bathroom, and an inside laundry room with washer and dryer hookups provide comfort and functionality for family and guests alike. Step outside onto your private balcony and enjoy tranquil views of the beautifully landscaped community, complete with swaying palm trees and peaceful walking paths. Residents of the gated Vista Cay at Harbor Square community enjoy exceptional amenities including a resort-style swimming pool, clubhouse with fitness center, basketball courts, and a shaded playground. Ideally situated just minutes from International Drive, I-4, SR-528, and Florida's Turnpike, this condo places you near world-class dining, shopping, entertainment, major Central Florida attractions, top medical facilities, and vibrant nightlife. Whether you're looking for a low-maintenance primary residence, a spacious place to grow, or the perfect home close to everything Orlando has to offer, this unit delivers the ideal blend of luxury, lifestyle, and location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,097
Sqft
0.06 ac
Lot size
2006
Year built
One
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,798 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,798/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs VISTA CAY/HARBOR SQUARE PH 08
$310 vs $309
Days on market
0 vs 42 typical
Where $310/sqft sits among the 10 homes for sale in VISTA CAY/HARBOR SQUARE PH 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
ORLANDO 32819 — neighborhood snapshot
Population
28,399
Median age
39.7
Median income
$94,386
Median home value
$454,000
Avg household
2.49
Households w/ children
2,799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 10
VISTA CAY/HARBOR SQUARE PH 08 have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5036 SHOREWAY LOOP UNIT 20705
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$625,000
5036 SHOREWAY LOOP UNIT 208 · same community
3 bd · 2 ba · 2,097 sqft · $298/sqft · 0 DOM
Sold · Jan ’26$600,000
5036 SHOREWAY LOOP UNIT 30505 · same community
3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM
Sold · Dec ’25$480,000
5000 CAYVIEW AVENUE UNIT 30408 · same community
3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5036 SHOREWAY LOOP UNIT 20705 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5036 SHOREWAY LOOP UNIT 20705 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5036 SHOREWAY LOOP UNIT 20705 FAQs
What would the monthly payment be for 5036 SHOREWAY LOOP UNIT 20705?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,798/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5036 SHOREWAY LOOP UNIT 20705?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5036 SHOREWAY LOOP UNIT 20705?+
The most recent tax bill on record (2025) was $7,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5036 SHOREWAY LOOP UNIT 20705 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5036 SHOREWAY LOOP UNIT 20705?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $650,000, this home is listed about 65% above the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5036 SHOREWAY LOOP UNIT 20705?+
Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 64% above the ORLANDO 32819 median — but at 2,097 sqft it's also 31% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Fresh on the market
Listed today in a Orlando market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOLA · Luis Muniz Delgado. MLS #S5155329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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