Chad Creech
$279,900$329,9002 bd2 ba2,020 sqft$139 /sqft$2,463 /mo all-in ↓

6517 OCEAN PINES LANE, SPRING HILL, FL, 34606

Active300 days on marketListed Oct 8, 2025MLS #TB8436086

Reduced $50KSingle Family ResidenceTIMBER PINES

About this home

6517 OCEAN PINES LANE

PRICE IMPROVEMENT!! With a recent price improvement, buyers have the opportunity to use that value toward a few easy updates and bring their vision to life in this well-designed, absolutely spacious floor plan. Luxury and Active Retirement Living in Timber Pines! Experience the best of 55+ living in the sought-after, 24-hour gated community of Timber Pines. This conveniently located spacious 2-bedroom, 2-bath home with a garage offers approximately 2,020 sq ft of living space, including a large, enclosed Florida room under A/C and heat — perfect for year-round enjoyment. The split-bedroom floor plan with 2 large living areas and a Sunroom provides privacy and plenty of room to spread out!! As you enter, you'll find an open living and dining area that flows seamlessly into the bright sunroom with a built-in bar area — ideal for entertaining. The kitchen features abundant cabinet space, a dinette area with bay windows overlooking the private backyard, and easy access to the large family room on the opposite side of the home. The main suite includes ample closet space, while the guest bedroom and hall bath are equally comfortable for visitors. Additional features include an indoor laundry room located just off the screened garage, laminate flooring throughout for easy maintenance, and a newer roof (2023) and HVAC (8/2017). Step outside to relax or grill on the patio surrounded by lush greenery. Home is offered with furnishings, all appliances including washer and dryer, grill, concrete patio set, garage tools, and bikes so you can move right in and start enjoying your new home! Timber Pines is a vibrant, country club-style community spanning over 1,400 acres and featuring four golf courses, two swimming pools, a performing arts center, fitness center, newly remodeled restaurant, and a wide range of indoor and outdoor recreational amenities. With countless clubs and activities, there's always something to do. Residents love the beautifully maintained grounds, natural scenery, and friendly atmosphere that make Timber Pines truly special. Conveniently located in Hernando County, Florida, the community is just minutes from shopping, dining, and beautiful Gulf Coast beaches. Spectrum cable and high-speed internet are included in the HOA. Check out the 3D walkthrough floor plan!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,020

Sqft

0.2 ac

Lot size

2

Garage

1984

Year built

One

Levels

$139

Per sqft

55+ community

Inside

FlooringLaminate · Linoleum
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$332/mo
Taxes (2024)$2,393/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,463 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2024 actual bill$199
HOA fee — from the listing$332
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,463/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$199
HOA / condo fee$332
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$269KedgeAI estimate $319,737 · range $304K$359K$373K

vs edgeAI estimate

−12.5%

$/sqft vs TIMBER PINES

$139 vs $183

Days on market

300 vs 41 typical

Where $139/sqft sits among the 36 homes for sale in TIMBER PINES

3 · this home
7
11
8
4
3
$139–154$154–169$169–184$184–200$200–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 6517 OCEAN PINES LANE

Drive times from this address

Tampa Int’l Airport (TPA)65 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

21 of 36

TIMBER PINES have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $279,900 $50K
Oct 8, 2025Listed at $329,900 · 300 days on market since
1984Built · TIMBER PINES

Reality check

What actually sold near 6517 OCEAN PINES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2113 WATERVIEW TERRACESold · Dec ’25

$380,000

2113 WATERVIEW TERRACE · same community

3 bd · 2 ba · 2,010 sqft · $189/sqft · 16 DOM

2676 ROYAL RIDGE DRIVESold · Feb ’26

$293,900

2676 ROYAL RIDGE DRIVE · same community

2 bd · 2 ba · 2,076 sqft · $142/sqft · 3 DOM

1415 PINEWOOD HILLS COURTSold · Jan ’26

$280,000

1415 PINEWOOD HILLS COURT · same community

2 bd · 2 ba · 1,835 sqft · $153/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 6517 OCEAN PINES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6517 OCEAN PINES LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6517 OCEAN PINES LANE FAQs

What would the monthly payment be for 6517 OCEAN PINES LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,463/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6517 OCEAN PINES LANE?+

The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6517 OCEAN PINES LANE?+

The most recent tax bill on record (2024) was $2,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6517 OCEAN PINES LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $279,900, this home is listed about 19% below the Spring Hill median of $344,380. The market section on this page shows how the area is trending.

Which schools are assigned to 6517 OCEAN PINES LANE?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SOUTHERN BELLE REALTY, INC · Deborah Goodwin. MLS #TB8436086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 6517 OCEAN PINES LANE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 9:09 PM UTC. The listing information on this page last changed on August 4, 2026 at 9:09 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 9:09 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 9:09 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.