1084 DUNROBIN DRIVE UNIT D, PALM HARBOR, FL, 34684
Active187 days on marketListed Jan 28, 2026MLS #TB8466777
About this home
1084 DUNROBIN DRIVE UNIT D
ON GOLF COURSE ...ADDED 130 SF ENCLOSED PATIO. SELLER IS REPLACING A/C AND WATER HEATER AROUND THE MIDDLE OF AUGUST. GREAT LOCATION IN HIGHLAND LAKES, A 55+ ACTIVE COMMUNITY OFFERS IT’S MEMBERS EXTENSIVE SUN-AND-FUN MANY OPPORTUNITIES: SPACIOUS LIGHT AND BRIGHT 2 BED/2 BATH SPLIT PLAN VILLA WITH A GARAGE. THIS PROPERTY IS PERFECT FOR THOSE WHO LOVE GOLF OR WANT AN ACTIVE COMMUNITY THAT OFFERS A LOT. KITCHEN ON THE LEFT OF ENTRANCE HAS UPDATED APPLIANCES, BREAK-THRU TO DINING ROOM AND A EAT IN KITCHEN, A DINING ROOM/LIVING ROOM COMBO THAT LOOKS OUT TO THE FLORIDA ROOM THAT HAS A VIEW OF ONE OF THE 3, 9-HOLE GOLF COURSES OFFERED TO THE COMMUNITY (HOLE 3 ON BLUE COURSE) THE PAVED PATIO OFFERS ENOUGH ROOM FOR A GRILL, UMBRELLA SET AND ROOM FOR LOUNGE CHAIRS INCLUDING A WALK WAY TO THE GARAGE. THIS IS AN END UNIT SO IT IS EASY ACCESS TO YOUR GARAGE WITH 4 GUEST PARKING SPOTS. BACK INTO THE UNIT YOU HAVE A LARGE CARPETED MASTER BEDROOM WITH A CEILING FAN, A WALK IN CLOSET ON ONE SIDE AND A WALK IN CLOSET GOING INTO THE BATHROOM WITH DUAL SINKS. THE 2ND CARPETED BEDROOM HAS IT’S OWN BATHROOM AND CAN BE USED AS A GUEST BEDROOM,AN OFFICE OR BOTH, INSIDE LAUNDRY ROOM. HIGHLAND LAKES OFFERS A LOT OF AMENTIES WHICH INCLUDE 3 GOLF COURSES WITH NO GREEN FEES, TENNIS, 2 HEATED SWIMMING POOLS WITH SPA (OLMYPIC SIZE GEOTHERMAL), A CLUBHOUSE, FACILITIES FOR ENTERTAINMENT, FITNESS CLASSES, 2 DANCES EACH MTH, CRAFTING, WOODWORKING, LIBRARY, COMPUTER CENTER, FISHING PIER, BOAT AND RV STORAGE, CLUBHOUSE, THE LODGE HAS A LARGE MULTI-PURPOSE ROOM, STONE FIREPLACE AND A SERVICE KITCHEN WITH VIEW OF LAKE TARPON, TWO PONTOON BOATS THAT TAKE YOU TO RESTAURANTS ON THE LAKE, A HEATED POOL AND POOL DECK WITH A NEARBY CERTIFIED BUTTERFLY GARDEN, A PATIO, PICNIC TABLES AND GRILLS WITH A HORSESHOE PITCHING PIT AND MANY MORE.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
1.85 ac
Lot size
1
Garage
1979
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Palm Harbor actives
$190 vs $261
Days on market
187 vs 48 typical
Where $190/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
200 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1084 DUNROBIN DRIVE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$280,000
3390 STONEHAVEN COURT W UNIT A · same community
2 bd · 2 ba · 1,337 sqft · $209/sqft · 84 DOM
Sold · Sep ’25$325,000
900 MACLAREN DRIVE N UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $264/sqft · 76 DOM
Sold · Jul ’26$223,000
1012 DUNROBIN DRIVE UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $181/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1084 DUNROBIN DRIVE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1084 DUNROBIN DRIVE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1084 DUNROBIN DRIVE UNIT D FAQs
What would the monthly payment be for 1084 DUNROBIN DRIVE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1084 DUNROBIN DRIVE UNIT D?+
The most recent tax bill on record (2024) was $4,649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1084 DUNROBIN DRIVE UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $258,500, this home is listed about 32% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1084 DUNROBIN DRIVE UNIT D?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
187 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $284,000, now $258,500 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST SHORES REALTY · Wendy Hoffman. MLS #TB8466777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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