777 3RD AVENUE N UNIT 1208, ST PETERSBURG, FL, 33701
Active184 days on marketListed Feb 16, 2026MLS #TB8477021
About this home
777 3RD AVENUE N UNIT 1208
Best deal 3 BR in Downtown St Pete! Over $46,000 in designer UPGRADES including custom walk-in closets, motorized window shades, Restoration Hardware lighting, Fanimation ceiling fans, Ecobee smart thermostats, and a stunning waterfall-edge quartz island with full-height backsplash. Perched above picturesque Mirror Lake in the heart of Downtown St. Petersburg, this exceptional 3-bedroom, 2.5-bath residence at Reflection St. Pete offers elevated living in one of the city’s most walkable and vibrant locations. Step outside your door and enjoy effortless access to Central Avenue’s acclaimed restaurants, bars, and boutiques, along with waterfront destinations including Vinoy Park and the St. Pete Pier. Inside, the residence showcases thoughtfully curated, high-end finishes throughout. The designer kitchen features upgraded quartz countertops with dramatic waterfall edges and full-height backsplash, sleek European cabinetry, premium Bosch appliances, and statement Restoration Hardware lighting. Porcelain tile flooring flows seamlessly through the living spaces, while motorized shades add both comfort and sophistication. All three bedrooms offer spacious walk-in closets with custom built-in shelving, and the generous layout creates an open, airy feel throughout the home. Enjoy breathtaking views of Downtown St. Petersburg, Tampa Bay, and the iconic Sunshine Skyway Bridge from your private vantage point above the city. Two premier oversized parking spaces on the first floor of residence parking and a dedicated storage locker provide rare convenience and functionality. Reflection offers resort-style rooftop amenities including a swimming pool and spa, entertainment spaces, a full-service bar, commercial-grade fitness center, BBQ grills, EV charging stations, bike storage, guest parking, and complimentary golf cart shuttle service throughout downtown (Thursday-Sunday). Additional building features include hospital-grade air filtration, water softening, and secure touchless entry. Luxury, location, and lifestyle converge in this exceptional Downtown St. Pete residence — where everyday living feels like a retreat.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,127
Sqft
0.05 ac
Lot size
2
Garage
2024
Year built
One
Levels
$517
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,104 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,104/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−44.8%
$/sqft vs St Petersburg actives
$517 vs $344
Days on market
184 vs 58 typical
Where $517/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 777 3RD AVENUE N UNIT 1208
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,495,000
777 3RD AVENUE N UNIT 1303 · same community
2 bd · 2 ba · 2,052 sqft · $729/sqft · 30 DOM
Sold · Apr ’26$1,580,000
777 3RD AVENUE N UNIT 1105 · same community
2 bd · 2 ba · 2,297 sqft · $688/sqft · 139 DOM
Sold · Sep ’25$1,375,000
777 3RD AVENUE N UNIT 1304 · same community
2 bd · 2 ba · 1,691 sqft · $813/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1208 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1208 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
777 3RD AVENUE N UNIT 1208 FAQs
What would the monthly payment be for 777 3RD AVENUE N UNIT 1208?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 777 3RD AVENUE N UNIT 1208?+
The most recent tax bill on record (2025) was $19,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 777 3RD AVENUE N UNIT 1208?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,099,000, this home is listed about 156% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 777 3RD AVENUE N UNIT 1208?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 47% above the ST PETERSBURG 33701 median — but at 2,127 sqft it's also 59% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Water views
The city and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
184 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,325,000, now $1,099,000 — a $226K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Adam Kutchmire. MLS #TB8477021.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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