5197 SILENT LOOP UNIT 121, NEW PORT RICHEY, FL, 34652
Active147 days on marketListed Mar 20, 2026MLS #TB8488463
About this home
5197 SILENT LOOP UNIT 121
Cash Only - Completely Reimagined & Fully Renovated | Waterfront Community Living. Experience the pinnacle of coastal luxury in this completely reimagined and fully renovated first-floor sanctuary. Situated in the highly coveted Windward Cove community, this 2-bedroom, 2-bathroom residence has undergone a meticulous top-to-bottom remodel, making it the premier turn-key unit on the market. The kitchen features a modern open-concept layout anchored by a custom-designed kitchen, Waterfall-Edge Quartz Countertops: Providing a sleek, contemporary centerpiece. Elegant white shaker cabinets offer ample storage. Brand-new black stainless steel appliance package. High-End Finishes: Level 5 smooth ceilings and premium LVP flooring throughout (no carpet!). Both bathrooms feature large-format designer tile, modern glass shower enclosures, and LED anti-fog mirrors. Major systems have been updated, providing total peace of mind for years to come. Located on the first floor for effortless access, this home offers a maintenance-free lifestyle where the low HOA fees cover almost everything. Fees include water, trash, cable, high-speed internet, and exterior maintenance. Enjoy a heated waterfront pool, community docks, and a private cabana. Residents can join the exclusive Gulf Harbors Beach Club, which grants access to a private, white-sandy beach directly on the Gulf. Whether you are looking for a primary residence, a seasonal retreat, or a high-end investment, this "like-new" condo stands far above the rest. Move-in ready and waiting for you—schedule your private tour today! Cash Only
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
956
Sqft
0.03 ac
Lot size
1979
Year built
Three Or More
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.4%
$/sqft vs New Port Richey actives
$148 vs $202
Days on market
147 vs 53 typical
Where $148/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
248 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5197 SILENT LOOP UNIT 121
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$180,000
5157 SILENT LOOP UNIT 206 · same community
2 bd · 2 ba · 956 sqft · $188/sqft · 248 DOM
Sold · Feb ’26$205,000
4708 SALEM DRIVE
3 bd · 2 ba · 956 sqft · $214/sqft · 61 DOM
Sold · Oct ’25$275,000
3747 PINEHURST DRIVE
2 bd · 2 ba · 1,005 sqft · $274/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5197 SILENT LOOP UNIT 121 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5197 SILENT LOOP UNIT 121 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5197 SILENT LOOP UNIT 121 FAQs
What would the monthly payment be for 5197 SILENT LOOP UNIT 121?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5197 SILENT LOOP UNIT 121?+
The most recent tax bill on record (2025) was $1,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5197 SILENT LOOP UNIT 121?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $141,750, this home is listed about 50% below the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5197 SILENT LOOP UNIT 121?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$141,750 is 35% below the NEW PORT RICHEY 34652 median of $217,500, and at $148/sqft it sits under the New Port Richey average of $213.
02Time on market is leverage
147 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $175,000, now $141,750 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Brenda Olivas. MLS #TB8488463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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