Chad Creech
$375,000$394,9003 bd2 ba1,796 sqft$209 /sqft$2,922 /mo all-in ↓

837 E EPSOM COURT, HERNANDO, FL, 34442

Active87 days on marketListed Apr 25, 2026MLS #TB8501765

Reduced $20KSingle Family ResidenceCITRUS HILLS 1ST ADD

About this home

837 E EPSOM COURT

Welcome to the Citrus Hills Lifestyle! This stunning 3-bedroom, 2-bath home is the definition of move-in ready, low-maintenance Florida living, perfectly positioned on the 12th tee box of the Citrus Hills Golf Course with peaceful golf course views from your screened lanai. Built in 2022 and set on a quiet dead-end street on a half-acre lot, this meticulously maintained property checks every box: no flood zone designation, no evacuation zone concerns, lower homeowner's insurance costs, and every upgrade already done for you, just move in and start living. Designed for living and entertaining, the open-concept living, dining, and kitchen area is the heart of this home. The kitchen features 42" birch cabinetry, granite countertops, stainless steel appliances, a custom pantry with designer shelving and additional cabinet sections with pull-outs, all accented by under-cabinet lighting, dimmer switches, and upgraded light fixtures. Custom dual sheer slider shades frame every window beautifully, while luxury vinyl plank flooring flows seamlessly throughout the entire home. For those who love to entertain, the space also includes a wall-mounted 65" Smart TV with Sony Soundbar and wireless subwoofer, a 72" Tidewater Console Entertainment Center, all conveying with the home. The spacious primary bedroom offers two custom-designed walk-in closets with custom shelving, a ceiling fan with light, custom window treatments, and a wall-mounted 43" Samsung Smart TV. The ensuite bath showcases granite countertops, adult-height vanities and commodes, a large walk-in shower with a handheld shower fixture, upgraded faucets, mirrors, hardware, and towel bars, all finished with distinctive custom stained-glass window treatments. Bedroom 2 includes upgraded flooring, a ceiling fan with light, custom closet shelving, and a wall-mounted 32" Samsung Smart TV and twin sleeper loveseat, both conveying. The full second bath mirrors the quality of the primary with granite countertops, adult-height vanities and commodes, vinyl plank flooring, an upgraded mirror, window treatments, and towel bars. The laundry room is fully equipped with a GE Profile washer and dryer, a utility sink with base cabinet, wall cabinet storage, and a dedicated storage closet. Step outside to the screened lanai with a sealed floor and ceiling fan, an ideal perch to enjoy the tranquil golf course views. The professionally landscaped yard features garden beds and gutters installed by Rain Dancer. The two-car garage features pull-down attic stairs with lighting and a door remote with keypad. A SimpliSafe security system with three cameras offers expandable peace of mind, and an irrigation system with timer keeps the grounds effortlessly maintained. The Citrus Hills Social Membership opens the door to resort-style living: three on-site restaurants (Skyview, The Grille, and the Tiki Bar), four golf courses, tennis and pickleball courts, two fitness centers, three pools, an Activity Center with clubs and year-round events, and regular musical and comedy entertainment.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,796

Sqft

0.5 ac

Lot size

2

Garage

2022

Year built

One

Levels

$209

Per sqft

Golf Course view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Solid Surface Counters · Split Bedroom · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSouth
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$15/mo
Taxes (2025)$4,482/yr
PetsCats OK, Dogs OK
CommunityDog Park · Fitness Center · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$374
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,922/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$374
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $412,452 · range $411K$416K$433K

vs edgeAI estimate

−9.1%

$/sqft vs CITRUS HILLS 1ST ADD

$209 vs $213

Days on market

87 vs 37 typical

Where $209/sqft sits among the 23 homes for sale in CITRUS HILLS 1ST ADD

5
4
4 · this home
3
4
3
$169–187$187–205$205–223$223–241$241–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 837 E EPSOM COURT

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

14 of 23

CITRUS HILLS 1ST ADD have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $20K
Apr 25, 2026Listed at $394,900 · 87 days on market since
2022Built · CITRUS HILLS 1ST ADD

Reality check

What actually sold near 837 E EPSOM COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1448 W STAFFORD STREETSold · Jan ’26

$320,000

1448 W STAFFORD STREET · same community

3 bd · 2.5 ba · 1,778 sqft · $180/sqft · 46 DOM

1952 N ESSEX AVENUESold · Feb ’26

$480,000

1952 N ESSEX AVENUE · same community

3 bd · 2 ba · 1,771 sqft · $271/sqft · 269 DOM

1684 W OLYMPIA STREETSold · Apr ’26

$333,000

1684 W OLYMPIA STREET · same community

3 bd · 2 ba · 1,860 sqft · $179/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 837 E EPSOM COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 837 E EPSOM COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

837 E EPSOM COURT FAQs

What would the monthly payment be for 837 E EPSOM COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 837 E EPSOM COURT?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 837 E EPSOM COURT?+

The most recent tax bill on record (2025) was $4,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 837 E EPSOM COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $375,000, this home is listed about 1% above the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 837 E EPSOM COURT?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$375,000 runs 35% above the HERNANDO 34442 median.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

87 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $394,900, now $375,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC. · David Ryder, III. MLS #TB8501765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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