Chad Creech
$365,000$375,0002 bd2 ba2,021 sqft$181 /sqft$3,037 /mo all-in ↓

7401 ISLANDER LANE, HUDSON, FL, 34667

Active22 days on marketListed Jul 9, 2026MLS #TB8527719

Reduced $10KWaterfrontSingle Family ResidenceSEA PINES

About this home

7401 ISLANDER LANE

Virtually Staged. **Waterfront opportunities like this are becoming increasingly rare—especially at this price.** Completely renovated after Hurricane Helene and now offered at nearly **$90,000 less than the current owners paid just three years ago**, this Gulf-access home delivers an exceptional opportunity to own a beautifully updated waterfront property at a price that's difficult to duplicate on Florida's Nature Coast. Imagine stepping into your backyard, climbing aboard your boat, and reaching the open Gulf of Mexico in just minutes. With **direct Gulf access, no bridges, a private dock, and a 10,000-pound boat lift**, this home was designed for those who love boating, fishing, island hopping, or simply enjoying life on the water. Spend your evenings watching dolphins and manatees glide through the canal as the sun sets over the coast. Inside, you'll find a bright, open floor plan that's been thoughtfully renovated from top to bottom. The beautifully redesigned kitchen features new cabinetry, countertops, stainless steel appliances, a breakfast bar, and an adjoining dining area, creating a space that's equally suited for everyday living and entertaining. Tile flooring runs throughout the home, while the spacious primary suite and remodeled en-suite bath offer comfort and style. A dedicated office provides flexibility for working from home, hobbies, or accommodating overnight guests. One of the home's most impressive features is the **435-square-foot enclosed waterfront lanai**. Surrounded by impact windows and connected to the main living area through glass French doors, this incredible space functions as a true extension of the home—perfect for entertaining, relaxing with family and friends, or enjoying peaceful waterfront views year-round. Buy with confidence knowing many of the major improvements have already been completed, including a **new roof (2023), elevated HVAC system (2025), updated electrical system, hurricane-impact windows and doors throughout most of the home, fully renovated bathrooms, and a beautifully updated kitchen.** The home also includes the valuable benefit of **assumable flood insurance**, helping make waterfront ownership even more affordable. Outside, the fully fenced backyard offers plenty of room for pets, entertaining, or even adding a future hot tub. A floating dock, spacious garage, and additional concrete parking for your boat or trailer provide the functionality every waterfront owner appreciates. Located in the desirable **Sea Pines** waterfront community, residents enjoy a private clubhouse, community park, boat ramp, and community dock—all with **no mandatory HOA fees.** Just minutes from SunWest Park, waterfront restaurants, shopping, and entertainment, you'll enjoy the perfect balance of convenience and the relaxed Florida coastal lifestyle. Whether you're searching for a primary residence, seasonal getaway, or waterfront investment, this home stands out for its combination of extensive renovations, direct Gulf boating access, modern upgrades, and remarkable value. Opportunities to purchase a move-in-ready Gulf-access home at this price point are becoming harder to find. Schedule your private showing and experience everything this waterfront lifestyle has to offer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,021

Sqft

0.14 ac

Lot size

1

Garage

1974

Year built

One

Levels

$181

Per sqft

Waterfront

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting

Community & fees

Taxes (2025)$6,802/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,037 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$567
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$3,037/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$567
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$256KedgeAI estimate $289,660 · range $267K$346K$380K

vs edgeAI estimate

+26%

$/sqft vs SEA PINES

$181 vs $236

Days on market

22 vs 42 typical

Where $181/sqft sits among the 26 homes for sale in SEA PINES

8
3 · this home
6
2
4
3
$143–185$185–226$226–268$268–310$310–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 7401 ISLANDER LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)60 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 26

SEA PINES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $365,000 $10K
Jul 9, 2026Listed at $375,000 · 22 days on market since
1974Built · SEA PINES

Reality check

What actually sold near 7401 ISLANDER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7324 ISLANDER LANESold · Apr ’26

$528,000

7324 ISLANDER LANE · same community

3 bd · 3 ba · 1,980 sqft · $267/sqft · 160 DOM

15550 BERTRAM DRIVESold · Jul ’25

$525,000

15550 BERTRAM DRIVE · same community

3 bd · 2.5 ba · 1,927 sqft · $272/sqft · 0 DOM

1059 Wynndale Way, Lantana FL 33462Sold · May ’26

$600,000

1059 Wynndale Way, Lantana FL 33462 · same community

3 bd · 2 ba · 1,780 sqft · $337/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 7401 ISLANDER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7401 ISLANDER LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7401 ISLANDER LANE FAQs

What would the monthly payment be for 7401 ISLANDER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,037/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7401 ISLANDER LANE?+

The most recent tax bill on record (2025) was $6,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $365,000, this home is listed about 11% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7401 ISLANDER LANE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$365,000 runs 30% above the HUDSON 34667 median — but at 2,021 sqft it's also 33% larger than the typical Hudson listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $375,000, now $365,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Kevin Krueger. MLS #TB8527719.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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