4520 OVERLOOK DRIVE NE UNIT 132, ST PETERSBURG, FL, 33703
Active35 days on marketListed Jul 13, 2026MLS #TB8528470
About this home
4520 OVERLOOK DRIVE NE UNIT 132
All newly renovated due to hurricane/flooding. The Association is well insured. All new inside, including a/c compressor outside. Bike storage enclosure adjacent. Back door opens to green space. Nice layout with good sized bedrooms. Efficient galley kitchen w/pantry closet opposite fridge. New appliances. Primary bedroom has large walk-in closet 5"7" x 8' and space-saving pocket door. Bedroom 2 has wall-to-wall closet. Front hall closet provides more storage space. Living room dining area combo total 13x28. Florida room/sunroom perfect spot to while away the day with a good book, or use for computer niche, TV area, or playroom. Designated parking spot #132 to left of front door. Clubhouse w/ laundry facility just steps away across the driveway and next to the clubhouse and lovely pool and patio.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,135
Sqft
1970
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,532 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,532/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.9%
$/sqft vs LAKE OVERLOOK APTS
$194 vs $162
Days on market
35 vs 57 typical
Where $194/sqft sits among the 6 homes for sale in LAKE OVERLOOK APTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 6
LAKE OVERLOOK APTS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4520 OVERLOOK DRIVE NE UNIT 132
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
4480 OVERLOOK DR DRIVE NE UNIT 17 · same community
2 bd · 2 ba · 1,145 sqft · $87/sqft · 151 DOM
Sold · Jan ’26$145,000
4560 OVERLOOK DRIVE NE UNIT 168 · same community
2 bd · 2 ba · 1,175 sqft · $123/sqft · 83 DOM
Sold · Sep ’25$102,000
4560 OVERLOOK DRIVE NE UNIT 167 · same community
2 bd · 1.5 ba · 1,015 sqft · $100/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4520 OVERLOOK DRIVE NE UNIT 132 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4520 OVERLOOK DRIVE NE UNIT 132 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4520 OVERLOOK DRIVE NE UNIT 132 FAQs
What would the monthly payment be for 4520 OVERLOOK DRIVE NE UNIT 132?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,532/mo — principal and interest, the actual property-tax bill, the $788/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4520 OVERLOOK DRIVE NE UNIT 132?+
The association fee works out to $788 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4520 OVERLOOK DRIVE NE UNIT 132?+
The most recent tax bill on record (2025) was $2,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4520 OVERLOOK DRIVE NE UNIT 132?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $220,000, this home is listed about 50% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4520 OVERLOOK DRIVE NE UNIT 132?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$220,000 is 47% below the ST PETERSBURG 33703 median of $419,000, and at $194/sqft it sits under the St Petersburg average of $380.
02Know the monthly fee
The association fee is $788/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DEAN & DEWITT PROPERTIES · Glennis Williams. MLS #TB8528470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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