Chad Creech
$440,0004 bd3 ba2,932 sqft$150 /sqft$3,515 /mo all-in ↓

1015 E MANN ROAD, BARTOW, FL, 33830

Active1 days on marketListed Jul 21, 2026MLS #TB8531243

Private poolSingle Family ResidenceLA HACIENDA

About this home

1015 E MANN ROAD

Great POOL home opportunity in Bartow with no HOA or CDD! Built in 1959, this unique home offers 4 bedrooms, 3 bathrooms, a 3-car garage, 2,932 square feet of living space, and sits on nearly a 1/2-acre lot with a screened lanai and in-ground pool. Step inside to a spacious living room that flows seamlessly into the dining room and kitchen. The kitchen offers ample cabinet and counter space along with views of the backyard oasis. Just off the kitchen is a generous family room with sliding glass doors leading to the covered patio, screened lanai, and pool area. Adjacent to the family room is an oversized 20x20 bonus room complete with a full bathroom, making it an ideal space for a guest suite, home office, game room, or additional living area. Between this space and one of the secondary bedrooms is a bonus room/closet offering exceptional storage or flexible use. The secondary bedrooms are located the opposite side of the home nearby and share a full bathroom. The private primary suite is situated here also and features its own full bathroom with a vanity and tub/shower combination. Great central location with easy access to I-75, shopping, dining, and everyday essentials. FHA financing is available (I-insured). FHA 203k loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD - Housing of Urban Development. "All properties sold 'as is' without any guarantee or warranty by the seller". All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 15-day owner occupant first look period.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,932

Sqft

0.4 ac

Lot size

3

Garage

1959

Year built

One

Levels

$150

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesNone
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$6,840/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$570
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,515/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$570
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bartow actives

$150 vs $175

Days on market

1 vs 42 typical

Where $150/sqft sits among the 124 Bartow actives

20
23 · this home
36
17
16
12
$108–135$135–162$162–188$188–215$215–242$242+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 1015 E MANN ROAD

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

68 of 124

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $440,000 · 1 days on market since
1959Built · LA HACIENDA

Reality check

What actually sold near 1015 E MANN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

865 E MANN ROADSold · Nov ’25

$335,000

865 E MANN ROAD · same community

4 bd · 3 ba · 2,172 sqft · $154/sqft · 144 DOM

2275 E HELEN CIRCLESold · Jun ’26

$230,000

2275 E HELEN CIRCLE · same community

3 bd · 2 ba · 1,248 sqft · $184/sqft · 44 DOM

1137 E MARIPOSA AVENUESold · Jun ’26

$450,000

1137 E MARIPOSA AVENUE

3 bd · 3 ba · 3,072 sqft · $146/sqft · 239 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1015 E MANN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1015 E MANN ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1015 E MANN ROAD FAQs

What would the monthly payment be for 1015 E MANN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1015 E MANN ROAD?+

The most recent tax bill on record (2025) was $6,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1015 E MANN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $440,000, this home is listed about 35% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1015 E MANN ROAD?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$440,000 runs 47% above the BARTOW 33830 median — but at 2,932 sqft it's also 61% larger than the typical Bartow listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Bartow market that averages 42 — if it fits, move quickly.

Listing courtesy of CARTER COMPANY REALTORS · Trish Carter. MLS #TB8531243.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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