490 PINE WOODS ROAD, ORMOND BEACH, FL, 32174
Active2 days on marketListed Jul 21, 2026MLS #TB8531450
About this home
490 PINE WOODS ROAD
Private 2.16-acre corner lot with canopy oak trees, your own fish-stocked pond, no HOA and no CDD! This 3-bedroom, 2-bath home offers a peaceful country setting with plenty of room to ride horses, ATVs, store boats/RVs, garden, or simply enjoy the outdoors. The kitchen features granite countertops, maple cabinetry, and newer appliances. The primary bedroom is conveniently located on the first floor, and the home also includes an inside laundry room with stackable washer/dryer included. Enjoy both a screened front porch and screened back porch overlooking the property. Additional features include new windows installed in 2010, an owned water softener, all appliances included, and a newer well, meaning no water bill. Outside, you will find a 24x24 detached 2-car garage with dirt floor, plus a large 30x40 carport perfect for RV, boat, or equipment storage. Seller also has a 2023 Forest River Cedar Creek Cottage 1-bedroom/1-bath Destination Home fully set up on the property and available for purchase at an additional price. Seller also has a 2023 Forest River Cedar Creek Cottage 1-bedroom/1-bath Destination Home fully set up on the property and available for purchase at an additional price.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
2.16 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,366 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,366/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Pines — neighborhood snapshot
Population
430
Median age
43
Median income
$86,944
Median home value
$400,700
Avg household
3
Households w/ children
41%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 490 PINE WOODS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 PINE WOODS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
490 PINE WOODS ROAD FAQs
What would the monthly payment be for 490 PINE WOODS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,366/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 490 PINE WOODS ROAD?+
The most recent tax bill on record (2025) was $2,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $479,000, this home is listed about 13% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 490 PINE WOODS ROAD?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,000 runs 20% above the ORMOND BEACH 32174 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
04The price has already moved
Listed at $500,000, now $479,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of MARK SPAIN REAL ESTATE · Dina Pizzuto. MLS #TB8531450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 490 PINE WOODS ROAD but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →