Chad Creech
$500,0004 bd2 ba2,035 sqft$246 /sqft$3,606 /mo all-in ↓

3720 TREELINE DRIVE, VALRICO, FL, 33596

Active2 days on marketListed Jul 28, 2026MLS #TB8533525

Private poolSingle Family ResidenceBLOOMINGDALE SEC P Q

Come see it

Upcoming open house

Sat, Aug 1

12:00 PM – 2:00 PM

About this home

3720 TREELINE DRIVE

STOP THE CAR! Welcome to Windsor Woods, ideally located in the heart of Valrico's highly sought-after Bloomingdale community. This beautifully updated pool home offers an open, split-bedroom floor plan that perfectly blends modern style, everyday comfort, and thoughtful functionality. Luxury vinyl plank flooring flows seamlessly throughout the home, creating a polished and cohesive look. At the heart of the home, the spacious kitchen is designed to impress with sleek granite countertops, stainless steel appliances, classic oak cabinetry, and abundant storage for effortless organization. The expansive primary suite is tucked away off the family room, while the secondary bedrooms are situated on the opposite side of the home near the kitchen providing comfort and privacy for everyone. Both bathrooms have also been tastefully updated with elegant stone countertops. Major improvements offer added peace of mind, including a New Flat Roof 2026, HVAC and Windows and Gutters 2024, Primary Roof, Water Heater, and Solar Panels 2018. Best of all, the Solar Panels are fully paid and will keep monthly electric bills affordable. Step outside and discover your own private backyard retreat. The expanded and pavered lanai overlooks the fully fenced yard featuring a sparkling pool perfect for cooling off, entertaining guests, or simply relaxing in the Florida sunshine. This location supports an active and convenient lifestyle with the top rated neighborhood elementary and high schools along with the YMCA within walking distance. Publix, Whole Foods, dining, and other local favorites are all within approximately one mile. This section of Bloomingdale has a voluntary HOA, meaning no mandatory HOA fees, with restrictions governed by county code. Move-in-ready pool homes with this combination of updates, energy efficiency, and location are difficult to find. Schedule your private showing today!!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,035

Sqft

0.18 ac

Lot size

2

Garage

2000

Year built

One

Levels

$246

Per sqft

Private poolPets allowed

Inside

FlooringOther
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Solar

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Faces Side
ExteriorOther

Community & fees

Taxes (2025)$3,374/yr
PetsYes
CommunityPark

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,606 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$281
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,606/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$281
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$438KedgeAI estimate $475,948 · range $457K$508K$528K

vs edgeAI estimate

+5.1%

$/sqft vs Valrico actives

$246 vs $215

Days on market

2 vs 34 typical

Where $246/sqft sits among the 185 Valrico actives

24
22
26
54
35 · this home
24
$145–166$166–187$187–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Map of 3720 TREELINE DRIVE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

102 of 185

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the Valrico median. See the full Valrico market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $500,000 · 2 days on market since
2000Built · BLOOMINGDALE SEC P Q

Reality check

What actually sold near 3720 TREELINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3732 COLD CREEK DRIVESold · Apr ’26

$415,000

3732 COLD CREEK DRIVE · same community

3 bd · 2 ba · 2,015 sqft · $206/sqft · 19 DOM

3603 TREELINE DRIVESold · Feb ’26

$385,000

3603 TREELINE DRIVE · same community

4 bd · 2 ba · 2,077 sqft · $185/sqft · 44 DOM

3729 HOLLOW WOOD DRIVESold · Mar ’26

$460,000

3729 HOLLOW WOOD DRIVE · same community

4 bd · 2 ba · 2,180 sqft · $211/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3720 TREELINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3720 TREELINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3720 TREELINE DRIVE FAQs

What would the monthly payment be for 3720 TREELINE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3720 TREELINE DRIVE?+

The most recent tax bill on record (2025) was $3,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3720 TREELINE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $500,000, this home is listed about 5% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Lauren Fleischman. MLS #TB8533525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Valrico homes, in your inbox

Like 3720 TREELINE DRIVE but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 30, 2026 at 4:44 PM UTC. The listing information on this page last changed on July 30, 2026 at 4:44 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 30, 2026 at 4:44 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 30, 2026 at 4:44 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.