243 3RD STREET W, TIERRA VERDE, FL, 33715
Active3 days on marketListed Aug 6, 2026MLS #TB8535179
About this home
243 3RD STREET W
Endless Potential in the Heart of Tierra Verde! Bring your vision to life in one of Tampa Bay's most sought-after island communities. This solid block 2-bedroom, 2-bath home with a 1-car garage offers 1,430 square feet of living space and an exceptional opportunity to create the home you've always wanted. With the major improvements already completed—including a brand-new roof, brand-new A/C system, new electrical panel, and brand-new water heater—you can focus on designing a space that reflects your personal style. Inside, you'll find a blank canvas full of possibilities. There's even potential to reconfigure the floor plan and create a third bedroom, adding both functionality and value. Outside, the circular driveway enhances curb appeal while providing ample parking, and the spacious backyard offers endless possibilities with plenty of room to build the pool of your dreams, create an outdoor entertaining oasis, or simply unwind and enjoy the Florida sunshine. For added peace of mind, the home remained high and dry with no flooding during the recent hurricanes. Living in Tierra Verde means embracing the ultimate Florida lifestyle. Just minutes from your front door, you'll enjoy waterfront restaurants, fishing bridges, scenic bike paths, and the natural beauty of Fort De Soto Park, home to award-winning beaches, kayaking, camping, miles of picturesque nature trails, and one of the area's premier public boat ramps. Multiple nearby marinas offer convenient boat storage and easy access to Tampa Bay and the Gulf, making this an ideal location for boating enthusiasts. When you're ready to explore beyond the island, Downtown St. Petersburg is only 10 minutes away, offering an incredible selection of restaurants, boutique shopping, museums, entertainment, and professional sports. Convenient access to I-275 also puts Tampa International and Sarasota-Bradenton International airports within an easy drive. Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this property presents a rare chance to customize a home in one of Florida's most desirable coastal communities. Opportunities like this in Tierra Verde are few and far between.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,430
Sqft
0.18 ac
Lot size
1
Garage
1964
Year built
One
Levels
$385
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.9%
$/sqft vs TIERRA VERDE
$385 vs $566
Days on market
3 vs 101 typical
Where $385/sqft sits among the 8 homes for sale in TIERRA VERDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $1.0M
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
3 of 8
TIERRA VERDE have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 3RD STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$400,000
2046 Alta Meadows Lane # 1902, Delray Beach FL 33444 · same community
3 bd · 2 ba · 1,362 sqft · $294/sqft · 86 DOM
Sold · Feb ’26$770,000
285 3RD STREET W · same community
3 bd · 2 ba · 1,551 sqft · $496/sqft · 142 DOM
Sold · Mar ’26$395,000
2046 Alta Meadows Lane # 1904, Delray Beach FL 33444 · same community
2 bd · 2 ba · 1,175 sqft · $336/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 243 3RD STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 3RD STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
243 3RD STREET W FAQs
What would the monthly payment be for 243 3RD STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 243 3RD STREET W?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 243 3RD STREET W?+
The most recent tax bill on record (2025) was $7,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 243 3RD STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $549,900, this home is listed about 37% below the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.
Which schools are assigned to 243 3RD STREET W?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GUARDIAN REAL ESTATE SERVICES · Michael Hernandez. MLS #TB8535179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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