Chad Creech
$349,0003 bd2 ba1,128 sqft$309 /sqft$2,673 /mo all-in ↓

11309 115TH STREET, LARGO, FL, 33778

Active1 days on marketListed Aug 3, 2026MLS #TB8535266

Single Family ResidenceORANGE BLOSSOM RIDGE

About this home

11309 115TH STREET

Move right into this beautifully updated 3-bedroom, 2-bath home featuring extensive improvements, stylish finishes, and a bright, open layout designed for everyday living. Featuring fresh interior and exterior paint, a new flat roof, a new 2-ton HVAC system with new ductwork, a 150-amp electrical panel, new luxury vinyl plank flooring throughout and updated lighting and fixtures, this home is truly move-in ready. The open-concept living area flows seamlessly into the eat-in kitchen, complete with stainless steel appliances, custom cabinetry, quartz countertops, a stylish tile backsplash, and a large island with barstool seating, plus plenty of room for a dining table. The updated guest bathroom features a modern tub with shower, while the spacious primary suite offers an ensuite bath with dual vanities and a beautifully tiled walk-in shower. An inside laundry room adds everyday convenience and the large fenced backyard provides endless possibilities with plenty of room for a pool, outdoor entertaining, gardening, or letting pets roam. Ideally located just minutes from Madeira Beach, Redington Beach, Lake Seminole Park, Walsingham Park, Seminole City Center, Tyrone Square Mall and a wide variety of shopping, dining, and entertainment. Best of all, this home is located in a non-flood zone for added peace of mind. Don't miss your opportunity to own this beautifully updated home, schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,128

Sqft

0.16 ac

Lot size

1958

Year built

One

Levels

$309

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBuilt-Up · Shingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway · Guest · Off Street
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$3,652/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,673 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$304
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,673/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$304
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$278KedgeAI estimate $303,191 · range $289K$327K$363K

vs edgeAI estimate

+15.1%

Days on market

1 vs 52 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange Blossom Ridge

Map of 11309 115TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Orange Blossom Ridge — neighborhood snapshot

Population

774

Median age

44

Median income

$52,813

Median home value

$308,100

Avg household

2

Households w/ children

57%

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% above the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $349,000 · 1 days on market since
1958Built · ORANGE BLOSSOM RIDGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 11309 115TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11309 115TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11309 115TH STREET FAQs

What would the monthly payment be for 11309 115TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11309 115TH STREET?+

The most recent tax bill on record (2025) was $3,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11309 115TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $349,000, this home is listed about 16% above the Largo median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 11309 115TH STREET?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,000 runs 99% above the LARGO 33778 median.

02Fresh on the market

Only 1 day on market in a Largo market that averages 52 — if it fits, move quickly.

03Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JAY ALAN REAL ESTATE · John Creamer. MLS #TB8535266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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