Chad Creech
$569,5954 bd4.5 ba2,921 sqft$195 /sqft$3,595 /mo all-in ↓

3616 PINE PEAK LOOP, PLANT CITY, FL, 33565

Active0 days on marketListed Aug 3, 2026MLS #TB8535556

New constructionSingle Family ResidenceTIMBER RIDGE

About this home

3616 PINE PEAK LOOP

Under Construction. What's Special: Oversized Lot | No Rear Neighbors | Dedicated Study | Oversized Pantry. New Construction – December Completion! Welcome to the Saint Croix at 3616 Pine Peak Loop in Timber Ridge! This home features an open layout centered around a gourmet kitchen with a large island and abundant cabinetry that flows into the dining area and great room. The lanai extends your living space outdoors, creating a comfortable setting for relaxing and entertaining. The private primary suite offers a spacious walk-in closet and well-appointed bath. Three secondary bedrooms, each with its own full bath, provide exceptional comfort and privacy. A dedicated study adds flexibility for working from home or hobbies. Timber Ridge offers a convenient location just minutes from I-4, close to major employment hubs and top attractions in fast-growing Hillsborough County. Planned community amenities include a National Wildlife Federation–certified Nature Play Space, a dog park, and a walking trail, creating a welcoming place to enjoy the outdoors. Additional Highlights Include: tray ceiling package, shower in bathroom 2, laundry sink, and 8' interior doors. Photos are for representative purposes only. MLS#TB8535556

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,921

Sqft

0.22 ac

Lot size

3

Garage

2026

Year built

One

Levels

$195

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood
InteriorOpen Floorplan · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$148/mo
Taxes (2025)$0/yr
PetsNumber Limit, Yes
CommunityCommunity Mailbox · Dog Park · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,595 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,074
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$0
HOA fee — from the listing$148
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,960Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,960
Interest rate6.00%
Loan term

Estimated payment

$4,117/mo

Principal & interest$3,074
PMI (est., until 20% equity)$214
Est. property taxes$522
HOA / condo fee$148
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Plant City

Map of 3616 PINE PEAK LOOP

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min
Walt Disney World49 min
Universal Orlando59 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33565 — neighborhood snapshot

Population

17,716

Median age

43.6

Median income

$67,403

Median home value

$237,600

Avg household

2.81

Households w/ children

1,795

For the school run

Hillsborough County School District

ElementaryKnights Elementary School★★★★★
MiddleMarshall Middle Magnet School★★★★
HighPlant City High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$357K$365K

Plant City median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the PLANT CITY 33565 median. See the full Plant City market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $569,595 · 0 days on market since
2026Built · TIMBER RIDGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3616 PINE PEAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3616 PINE PEAK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3616 PINE PEAK LOOP FAQs

What would the monthly payment be for 3616 PINE PEAK LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,595/mo — principal and interest, estimated property taxes, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3616 PINE PEAK LOOP?+

The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3616 PINE PEAK LOOP?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3616 PINE PEAK LOOP?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $569,595, this home is listed about 39% above the Plant City median of $410,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3616 PINE PEAK LOOP?+

Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8535556.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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