Chad Creech
$625,0004 bd2 ba1,947 sqft$321 /sqft$3,970 /mo all-in ↓

8960 140TH STREET, SEMINOLE, FL, 33776

Active0 days on marketListed Aug 13, 2026MLS #TB8537496

Private poolSingle Family ResidenceOAKHURST PARK 1ST ADD

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About this home

8960 140TH STREET

SEMINOLE POOL HOME WITH IN-LAW SUITE — MINUTES TO THE BEACH YET OUT OF THE AE FLOOD ZONE!  Welcome to this beautifully maintained 4-bedroom, 2-bath pool home offering something increasingly difficult to find: flexible multigenerational living, significant recent upgrades and a quiet location that is only 5 minute from the Gulf Beaches yet above the main flood zones!  Nestled along a peaceful dead-end street, this home provides a wonderful sense of privacy while keeping you close to everything that makes Seminole such a desirable place to live. Shopping, dining, parks, everyday conveniences, and the Gulf beaches are all just minutes from your front door.  One of the home's most distinctive features is its flexible in-law suite, created by combining the third and fourth bedrooms. This versatile space is ideal for multigenerational families, aging parents, adult children, extended-stay guests, or anyone wanting a private living and sleeping area within the home. It can also easily adapt to a home office, recreation space, or additional bedrooms as your needs change.  The property also stands apart because of the investment made in many of the home's most important components. Impact-rated windows were installed in 2023, while a new electrical panel and water heater were installed in 2026. The home also features a 2017 roof and newer 2024 HVAC system, providing buyers with the confidence that comes from knowing several major systems have already been addressed. The kitchen was updated in 2023, along with appliances and pool equipment, while interior paint and flooring have also been refreshed.  Outside, the Florida lifestyle takes center stage. Fresh landscaping, a new lawn, updated irrigation, a fenced yard, covered patio, and screen-enclosed pool create a private retreat for entertaining, family gatherings, or simply unwinding at the end of the day.  Whether you're enjoying coffee by the pool, hosting family for the weekend, or heading to the beach for sunset, come enjoy the comfort, flexibility, peace of mind, and convenience in this exceptional Seminole home.  DON'T JUST IMAGINE LIFE HERE — COME EXPERIENCE IT! SCHEDULE YOUR SHOWING TODAY!!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,947

Sqft

0.19 ac

Lot size

2

Garage

1971

Year built

One

Levels

$321

Per sqft

Private pool

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorAwning(s) · French Doors · Irrigation System · Lighting · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$2,443/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,970 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$204
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$3,970/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$204
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$599KedgeAI estimate $701,323 · range $624K$746K$776K

vs edgeAI estimate

−10.9%

Days on market

0 vs 46 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakhurst Park

Map of 8960 140TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Oakhurst Park — neighborhood snapshot

Population

433

Median age

64

Median income

$61,818

Median home value

$344,700

Avg household

2

Households w/ children

27%

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $625,000 · 0 days on market since
1971Built · OAKHURST PARK 1ST ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 8960 140TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8960 140TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8960 140TH STREET FAQs

What would the monthly payment be for 8960 140TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8960 140TH STREET?+

The most recent tax bill on record (2025) was $2,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $625,000, this home is listed about 67% above the Seminole median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8960 140TH STREET?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 25% above the SEMINOLE 33776 median — but at 1,947 sqft it's also 40% larger than the typical Seminole listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Seminole market that averages 46 — if it fits, move quickly.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Dan Tumarkin. MLS #TB8537496.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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