
16842 FORGE SURF STREET, LAND O LAKES, FL, 34638
Active0 days on marketListed Aug 14, 2026MLS #W7888511
About this home
16842 FORGE SURF STREET
Virtually Staged. Some homes simply feel good the moment you walk in-and this beautifully maintained end-unit villa in Angeline 55+ is one of them. Set well back from the street with an unusually long driveway for plenty of guest parking, this home enjoys a private, peaceful setting with a serene conservation view and no rear neighbors. Being an end unit means extra windows and an abundance of natural light. Inside, the home is light, bright and OPEN and exceptionally well cared for. Attractive neutral tile flows throughout the main living areas, including the bonus room, while carpeting keeps both bedrooms warm and inviting. High ceilings with crown molding, tall baseboards, rounded corners, ceiling fans and custom blinds add the kind of details that make a home feel polished, tasteful and inviting. The kitchen is a standout, with an abundance of cabinetry, gleaming quartz countertops and an expansive island that gives you plenty of room for kitchen preparation, casual seating or gathering with friends. An oversized stainless single-basin sink and walk-in pantry with shelving add both style and everyday practicality. The kitchen appliances are like new and convey with the home, making this truly move-in ready. Just off the living area is a dedicated laundry room with overhead cabinets and the washer and dryer convey as well. And then there is the Angeline lifestyle! Miles of trails make it easy to get out for a morning walk or bike ride, while the impressive clubhouse boasts a resort-style pool, fitness center, restaurant and bar, along with Pickleball, Bocce ball, Yoga Room, Pool Table and Card Room. With planned activities too, there are so many ways to stay active and connected. There is always something happening- but there is also plenty of space to enjoy your own quiet corner of Angeline. Adding to the communities unique appeal is it's working farm, where locally grown produce is available right here to purchase. Next to the farm is Wild Thyme Cafe bringing that Farm-to-table feel home, with fresh meals, hand crafted coffee, shareables and wine. The location of Angeline is another plus, with easy access to SR 52 and the Suncoast Pkwy, making Tampa and surrounding communities a breeze for commuting, with Tampa International Airport approximately 30 mins away. Shopping, medical care, hospitals, golf courses and recreation are within easy reach. With a beautiful resort-style lagoon planned for the community, there is even more fun to look forward to! Well maintained, beautifully finished and ideally positioned on a conservation lot, this is one of those homes that gives you the feeling that the hard work has been done. Just move-in, relax and enjoy everything Angeline has to offer! This gem is a must-see. Your next chapter starts here, don't miss out on this beauty!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,615
Sqft
0.12 ac
Lot size
1
Garage
2023
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
Days on market
0 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 16842 FORGE SURF STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16842 FORGE SURF STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16842 FORGE SURF STREET FAQs
What would the monthly payment be for 16842 FORGE SURF STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill, the $258/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16842 FORGE SURF STREET?+
The association fee works out to $258 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16842 FORGE SURF STREET?+
The most recent tax bill on record (2025) was $5,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16842 FORGE SURF STREET?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $286,000, this home is listed about 32% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 16842 FORGE SURF STREET?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34638 market on paper
$286,000 is 20% below the LAND O LAKES 34638 median of $358,318, and at $177/sqft it sits under the Land O Lakes average of $218.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Land O Lakes market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Tracy Nickerson, PA. MLS #W7888511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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